In this time of lockdown, there are a lot of scams going on like fake COVID vaccines, online frauds, and so on. Yet banking fraud remains the biggest scam. Literally, two days earlier, my friend's brother was scammed around Rs. 20000 and I have heard that a regular wager that had just Rs. 250-300 in his account was scammed with money. The biggest problem is how to keep yourself safe from banking fraud.
I strongly encourage you to share this with everyone, so that no one is scammed and individuals can protect themselves against these scammers.
There are many methods scammers can get in touch with you and scam you so today I'll discuss the much more common possible fraudster attacks.
As we can see that many people seem to be getting email messages that the COVID vaccine is now being made, check your credit score, accept your credit card, win a lottery, etc. These types of mails are 100% spam, so I advise you not to click any of the links listed because they lead to spam and you will be cheated. Just read emails from trustworthy people don't read any unwelcome mail, because if you do, you'll get scammed.
There are a lot of advertisements where you can work from home and make money. There's no easy way to make money if there's an easy way to make money that everyone here would be rich and no one needs to work. So avoid clicking on all of the advertisements or don't fall for the scams. If you click on these forms of advertisements, you'll be redirected to a website where you'll be prompted to fill in your information, such as card number, CVV, etc, and then OTP, where you'll get scammed.
Via phone call:
Occasionally we get calls from someone who wants to be a bank representative who tells us that your card has been blocked or that your account will be closed, but both of these calls are false. As a bank, you will never close down your account until you do it yourself. Perhaps the most important thing is that the bank representative would never allow you to share any kind of pin, OTP, card information, contact data, details, etc. with him as per the policy of the bank. So stay tuned and don't share any details.
Via Goole / Bing / Yahoo or any other search engine:
Many users are able to check for their search engine queries, and these are the key sites for scammers. Search engines are trying their best to keep these scam sites block, but some still manage to stay up. So I recommend you 're never searching for a bank's website or anything else relevant to the bank because if you do so, there's a 100 percent risk you 're going to get scammed. If you're facing some problem with your bank operation, like money is not being moved, then email your bank directly and don't look for it on Google or some other search engine.
Now it's a matter of "How To Keep Yourself Protected From These Scammers".
Never click on a page you 're not sure about.
Don't go for fake advertising on Facebook or some other platform.
Often use passwords that contain capital & small alphabets, special characters, and numbers.
Don't swap the passwords with someone else.
Don't share the bank information with someone else.
Don't use non-official apps like GB WhatsApp because they're not encrypted.
Never exchange any information such as Aadhaar number, pan number, etc. with someone on call who wants to be the bank 's representative.
Never click on a button that you got on an email or text message until the sender is checked.
Hold these things in mind and stay safe and alert. Remember, share these tips with others so that they can keep themselves safe and secure.